1. Admin → Fund Managers
Super Admin creates licensed fund managers (CMA) with company & license No. RBAC locked.

2. Manager → Funds
Manager creates funds, sets share price / NAV, total shares, min investment, fees, ROI target. Can update NAV anytime.

3. Investor → Wealth
Investors browse, invest by shares or KES amount, track gain, redeem anytime, receive dividends proportional to holdings.